Lawsuit Loans California - How to Secure an Advance for Your Case
If you're fighting a personal injury lawsuit in California, you're already dealing with enough—doctor appointments, insurance companies pushing back, and the stress of wondering how you'll pay your bills while your case drags on. A lawsuit loan in California can give you the financial breathing room you need to focus on recovery and let your attorney fight for the settlement you deserve.
At
Best Call Funding, we help injury victims across California get cash advances on their pending settlements. It's not a traditional loan—it's an advance against your future settlement, and you only pay us back if you win. That means no risk, no credit checks, and no upfront fees.
Understanding Lawsuit Loans in California
When you're injured and can't work, bills don't stop. Rent, utilities, groceries, medical expenses—they all keep piling up while your case moves through the legal system. That's where lawsuit loans come in.
What Are Lawsuit Loans?
Lawsuit loans—also called pre-settlement funding or lawsuit cash advances—provide you with money now, based on the expected value of your case. Unlike traditional loans, you don't make monthly payments, and your credit score doesn't matter.
This funding is designed to help you cover essential expenses while your attorney negotiates the best possible settlement. It keeps you from feeling pressured to accept a lowball offer just because you need money fast.
How Lawsuit Loans Work in California
California has specific regulations around pre-settlement funding, and Best Call Funding operates in full compliance with state laws.
You Apply: Fill out our quick online application or call (844) 676-2274. We'll need basic information about your case and your attorney.
We Review Your Case: Our team works directly with your attorney to evaluate your case strength and settlement potential. We provide an update within 24 business hours of receiving your application.
You Get Funded: Once approved, you typically receive funds within 24 to 48 hours. Use the money however you need—rent, bills, medical care, groceries, or any other expenses.
You Repay Only If You Win: When your case settles, the advance is repaid from your settlement proceeds. If your case doesn't succeed, you owe nothing.
Types of Cases Eligible for Lawsuit Loans in California
Best Call Funding provides lawsuit loans for a wide variety of personal injury cases throughout California. Understanding which cases qualify helps you determine if this financial option is right for your situation.
Common Case Types That Qualify
Motor Vehicle Accidents: Car accidents, truck collisions, motorcycle crashes, bicycle accidents, pedestrian incidents, and rideshare accidents (Uber/Lyft) are among the most common qualifying claims in California.
Slip and Fall Accidents: Injuries from unsafe property conditions at stores, restaurants, apartment complexes, or public spaces often qualify for funding.
Medical Malpractice: Victims of surgical errors, misdiagnosis, medication mistakes, and birth injuries may be eligible, though these cases typically require strong documentation.
Workplace Accidents (Third-Party Claims): If you were injured at work due to a subcontractor, equipment manufacturer, or property owner, you may qualify for lawsuit funding beyond workers' compensation.
Dog Bites and Animal Attacks: California's strict liability laws make these claims well-suited for pre-settlement funding.
Wrongful Death: Families pursuing compensation after losing a loved one can receive financial support during lengthy legal proceedings.
Construction Accidents: Workers injured on construction sites due to unsafe conditions or equipment failures can access funding when third-party liability is involved.
Why California Clients Choose Best Call Funding
When California injury victims need financial relief during a lawsuit, they turn to Best Call Funding for transparency, speed, and dedicated support. We understand the unique challenges residents face—from the Bay Area to Southern California—and we're committed to helping you bridge the gap between filing your claim and receiving your settlement.
Trusted Professionals with Deep California Experience
Our top-rated team has over 20 years of combined experience helping clients get the funding they need across all 58 California counties. We understand California's legal landscape, work seamlessly with local attorneys throughout the state, and know how to evaluate cases efficiently under California law.
We are proud to hold Nationwide Multistate Licensing System (NMLS) certification, which serves as proof of our commitment to integrity, compliance, and ethical business practices. This certification means we adhere to stringent regulatory standards, giving you confidence that your funding needs are handled with professionalism and transparency.
Fast Updates and Simple Process
We're committed to making things simple for California clients. Once you apply, we'll connect with you within 24 business hours with an update on your application status. Most applicants receive funding within 24 to 48 hours of approval, so you can address urgent expenses immediately.
Our three-step process is straightforward:
Apply Online or By Phone: Fill out our quick, secure application or call (844) 676-CASH (2274).
Wait For a Decision: Our team reviews your application and contacts you within 24 business hours.
Get Funded: Receive the money almost immediately after approval and paperwork are completed.
Transparent Terms and No Hidden Fees
Best Call Funding provides all financing agreements in writing with clear and transparent terms. There are no upfront costs and no surprises. You'll know exactly what to expect from the start, allowing you to make informed decisions about your financial needs during litigation.
Lawsuit Loans vs. Other California Funding Options
Understanding how pre-settlement funding compares to alternative financial options helps you make the best choice for your situation.
Lawsuit Loans vs. Medical Lien Financing in California
Medical lien financing allows California injury victims to receive medical treatment with payment deferred until their case settles. While medical liens cover healthcare costs specifically, lawsuit loans provide cash you can use for any expense.
Key Differences: Medical liens only cover treatment at participating providers, creating limited flexibility. Lawsuit loans give you cash
for rent, food, utilities, or any need. Medical lien providers may place higher liens on your settlement than the actual treatment cost. Lawsuit loans involve transparent, upfront fee disclosure. Some medical lien companies charge 50% to 100% markups on services, significantly reducing your final settlement. Lawsuit loan fees are clearly stated and regulated.
For many California injury victims, a combination approach works best—using medical liens for treatment while accessing lawsuit loans for living expenses.
Lawsuit Loans vs. Workers' Compensation Benefits
If you were injured on the job in California, you're entitled to workers' compensation benefits covering medical treatment and partial wage replacement. However, workers' comp typically pays only two-thirds of your average weekly wage, creating a financial gap.
When Lawsuit Loans Complement Workers' Comp: If a third party (not your employer) caused your workplace injury, you can pursue a personal injury lawsuit in addition to workers' comp. Pre-settlement funding can bridge the gap between reduced workers' comp payments and your actual financial needs while your third-party lawsuit proceeds.
Workers' Comp Alone Isn't Always Enough: California's workers' compensation system caps weekly benefits at $1,539.71 for 2024 injuries, regardless of your actual earnings. High-income workers injured on the job face significant income loss even with maximum workers' comp benefits. Lawsuit loans help high earners maintain their standard of living during third-party litigation.
Lawsuit Loans vs. Disability Insurance
Private disability insurance or California State Disability Insurance (SDI) provides income replacement when you can't work due to injury or illness. However, SDI pays only 60% to 70% of your wages up to a maximum weekly benefit, and benefits last just 52 weeks.
Pre-settlement funding fills the gap when disability benefits fall short of your actual expenses or when your disability coverage expires before your lawsuit settles.
Benefits of Lawsuit Loans for California Resident
When you're caught up in a long legal case in California, the financial stress can feel just as heavy as the case itself. Having access to funds during this uncertain time gives you peace of mind, letting you focus on your recovery and your case instead of worrying about bills piling up.
Financial Stability While Awaiting Settlement
Legal cases in California can take one to two years or more, creating serious financial strain. Everyday expenses—rent, groceries, medical bills—don’t pause while you wait. A lawsuit loan helps you stay afloat, covering essentials so you and your attorney can focus on winning your case without pressure to settle early.
Reach Out for Lawsuit Loan Assistance in California
Finding financial stability while waiting for your California case to settle can make all the difference. With the right support, you can focus on healing and working with your attorney instead of worrying about how you'll keep the lights on or pay rent.
Take the first step toward financial peace of mind.
Apply now, and our team will review your request within 24 business hours. With quick approvals and flexible terms, you'll have the resources you need to stay focused on your recovery and case.
Frequently Asked Questions About Lawsuit Loans in California
What is a lawsuit loan in California?
A lawsuit loan—also called pre-settlement funding or a lawsuit cash advance—is money provided to you while your personal injury case is ongoing. It's not a traditional loan. It's an advance against your potential settlement that helps cover urgent expenses like rent, medical bills, groceries, utilities, or any other costs you're struggling with during your case.
Do I have to repay the lawsuit loan if I lose my case?
No. Best Call Funding provides non-recourse advances, which means you only repay if your attorney successfully recovers funds on your behalf. If your case is unsuccessful or doesn't settle, you owe nothing. This structure allows you to pursue fair compensation without additional financial risk. You only get paid when you win—and we only get paid when you win.
How quickly can I receive the funds in California?
Once your application is approved, funds are usually available within 24 to 48 hours. Our promise is to provide you with an update within 24 business hours of submitting your application. The process is designed to be quick and straightforward, so you can access money right away and focus on your recovery and legal case.
What can I use the lawsuit loan for?
You can use the funds for whatever you need most, including medical bills and ongoing treatment, rent or mortgage payments, groceries and daily living expenses, utilities and phone bills, transportation costs, or any other essential expenses. The goal is to reduce financial pressure and provide stability while your attorney handles your case.
Does my credit score impact eligibility for a lawsuit loan in California?
No. Your credit score isn't part of the approval process. Funding is based entirely on the strength of your case and the likelihood of a successful outcome. That means your financial history, employment status, credit background, or past bankruptcies won't hold you back from accessing support while you wait for your settlement.
Are lawsuit loans available throughout California?
Yes. Best Call Funding provides lawsuit loans throughout California, from San Diego to Sacramento, Los Angeles to the Bay Area, and everywhere in between. We coordinate directly with your California law firm to review your case quickly, so location doesn't slow the process. Whether you're in a major city or a smaller community, as long as you have a qualifying case and attorney representation, you can apply from anywhere in California.
How much can I receive from a lawsuit loan?
The amount you can receive depends on the expected settlement value of your case, the strength of liability and damages, the stage of your case, and your immediate financial needs. Your attorney and our funding team work together to determine an appropriate advance amount that balances your financial needs with your case's settlement potential.
