Pre-settlement funding isn’t a traditional loan. Best Call Funding advances money against your expected settlement, with repayment only if your case succeeds. If you don’t win, you owe nothing—removing pressure to accept an unfair settlement.

Most Ohio plaintiffs receive about 10%–15% of their expected settlement. For a projected $60,000 case, that’s $6,000–$9,000, typically delivered within 24–48 hours to help cover essential expenses while your case moves forward.

Why Traditional Loans Don't Work for Plaintiffs

Traditional loans and credit cards rely on income and employment status, which often disqualifies injured plaintiffs. Even when approved, high interest rates can create mounting debt during an already difficult time.

Pre-settlement funding works differently. Best Call Funding evaluates your case—not your credit, job, or income. Eligibility is based on your case’s strength and potential value, allowing plaintiffs to access funds when traditional lenders won’t.

Ohio's Modified Comparative Negligence: Understanding Your Case's Real Value

Ohio Revised Code Section 2315.19 creates a unique legal landscape that directly affects settlement value. Unlike some states, Ohio prevents recovery if you're 50% or more at fault for your injury. However, if you're 1-49% at fault, you can still recover—your settlement is simply reduced by your percentage of fault.

This modified negligence standard creates a critical negotiation point. Imagine you're in a car accident where you made an unsafe lane change, but the other driver was speeding in heavy traffic. You might be determined 35% at fault. Your $100,000 in damages becomes a $65,000 recovery after the 35% reduction applies. Insurance adjusters know this calculation and often use it to pressure you into accepting lower initial offers.

Strategic Settlements with Financial Stability

When you're financially desperate, adjusters exploit this modified negligence rule. They'll offer $40,000 settlement knowing you're desperate, hoping you'll accept without calculating your actual 65% recovery amount. With pre-settlement funding, you're not desperate. Your attorney can confidently reject inadequate offers and negotiate the full $65,000 (or pursue trial) without financial pressure.

Pre-settlement funding essentially gives your attorney negotiating power. Instead of settling cases based on plaintiff desperation, settlements reflect actual case value and liability percentages. This distinction can mean tens of thousands of dollars in additional recovery.

Ohio's Joint and Several Liability Reforms

Ohio limits joint and several liability in multi-defendant cases. Under Ohio Revised Code § 2307.61, defendants are jointly liable for non-economic damages (such as pain and suffering) only if they are more than 50% at fault. Economic damages, including medical bills and lost wages, are typically apportioned by each defendant’s share of fault.



This distinction is critical in complex cases involving multiple parties, like workplace injuries. Secondary defendants may be responsible for only a portion of damages rather than the full judgment. As the Ohio State Bar Association notes, properly identifying liability and damages takes time—plaintiffs pressured to settle early often recover less. Pre-settlement funding can help preserve financial stability while the case is fully developed.

Accessing Pre-Settlement Funding: The Application Process

Best Call Funding's process begins with a simple online application. You provide basic information about your case, your injuries, and your attorney. You don't need to estimate settlement value or provide medical records—Best Call Funding handles those details directly with your attorney's office.

After submission, Best Call Funding contacts your Ohio attorney to gather case documents and verify case status. Attorney response time is the primary factor determining approval speed. Most applications receive decisions within 1 to 24 business hours of complete application submission. Once approved, funding arrives through your choice of disbursement method.

Multiple Disbursement Options for Immediate Access

Funds can be delivered quickly through several options. Wire transfers often arrive the same day as approval, sometimes within hours. Direct deposit typically takes one business day, and paper checks are available for those who prefer traditional methods. Many Ohio plaintiffs receive funds the same day, depending on approval timing and bank processing.

You control how and when you receive funding. Best Call Funding works around your needs—whether you require emergency funds right away or prefer scheduled payments for ongoing expenses—ensuring the solution fits your situation.

Funding Amounts and Fee Structure

Funding typically ranges from 10% to 15% of your expected settlement value. Most Ohio plaintiffs receive approximately 10% of their case's estimated settlement. This percentage varies based on case strength, injury severity, and liability clarity. A clear-liability car accident might qualify for 10%, while a complex medical malpractice case with multiple defendants could qualify for 15%.

For example: a settlement estimate of $80,000 typically yields $8,000 in funding (10%). If your case is particularly strong or complex, you might receive $12,000 (15%). This amount is designed to cover several months of living expenses and immediate bills without overfunding the case.

Understanding Pre-Settlement Funding Costs

Pre-settlement funding costs are typically calculated on a recurring basis. This cost structure reflects the risk Best Call Funding takes—if your case fails, they receive nothing despite advancing funds months earlier. Depending on your specific contract, costs may be calculated using either simple or compound structures.

There are no upfront costs, no hidden charges. Application and processing fees are included in your contract and deducted from your settlement if your case succeeds. You never pay anything out of pocket during the funding period. All repayment comes directly from settlement proceeds.

What Happens When Settlement Changes

If your case settles for less than expected, your attorney has authority to negotiate a reduction in the advance amount with Best Call Funding. Settlement estimates drive funding decisions, but real-world settlements sometimes differ. Best Call Funding works with your attorney to adjust repayment fairly if case value changes.

Additionally, if litigation extends longer than expected, Best Call Funding reviews additional funding requests approximately 30 days after previous advances. If your case timeline stretches beyond initial projections, you're not locked into inadequate funding—supplemental advances are available to cover extended waiting periods.

Why Your Attorney's Involvement Is Essential

Pre-settlement funding requires active attorney involvement because Best Call Funding coordinates directly with your legal team. Your attorney provides case details, settlement estimates, and documentation. This coordination ensures accurate case evaluation and prevents overfunding situations that could jeopardize your net recovery.



Experienced Ohio attorneys significantly improve case outcomes through proper case development, skilled negotiation, and effective trial presentation. Represented plaintiffs typically achieve higher settlements and faster resolution than unrepresented litigants. Your attorney's credibility and case details also accelerate Best Call Funding's approval process.

Best Call Funding's Transparency and Credentials

Best Call Funding is NMLS certified, demonstrating regulatory compliance and industry credibility. The company prioritizes transparent communication and provides clear, written explanations of all fees and repayment terms during the underwriting process.



Over 20 years of industry experience backs every funding decision. Best Call Funding's team understands Ohio's legal landscape, settlement timelines, and case evaluation requirements. This expertise ensures funding decisions reflect genuine case merit rather than aggressive approval tactics that could overfund cases.

Stop Choosing Between Financial Survival and Fair Compensation

Pre-settlement funding solves an impossible dilemma many Ohio plaintiffs face. Either accept a settlement you know is inadequate just to stop the financial bleeding, or watch your finances collapse while waiting for fair compensation. Pre-settlement funding removes this false choice.



With immediate access to funds based on your case’s value, you and your attorney can pursue full compensation without financial pressure. Ohio’s comparative negligence rules require time and careful strategy—pre-settlement funding provides the stability your legal team needs to do this properly. To stop living paycheck to paycheck while your case moves forward, contact Best Call Funding at (844) 676-CASH (2274).

Frequently Asked Questions