Legal funding, also called pre-settlement funding, is a non-recourse cash advance based on the expected outcome of your personal injury lawsuit. Unlike traditional loans, you only repay if your case succeeds. If you lose at trial or your case is dismissed, you owe nothing. This fundamental difference transforms how injury victims can approach their claims.



Best Call Funding provides qualified applicants with financial assistance while they wait for settlement. Funds can cover medical bills, living expenses, rent, utilities, transportation, and any other necessary costs during litigation. The approval process focuses entirely on your case's strength and merit—not your credit score or employment history.

How Legal Funding Works in Tennessee

The application process is straightforward and designed for speed. You start by completing a quick online application with basic information about your accident and case status. Best Call Funding then contacts your attorney directly to gather detailed case information, review liability assessment, and evaluate settlement potential. This typically happens within 24 hours of your application submission.

Most applications receive approval decisions within 1 to 24 business hours. Approval depends on your case's merit and supporting documentation, not personal circumstances. Once approved, you have multiple disbursement options: wire transfers deliver funds the same day, direct deposit typically arrives within one business day, and paper checks are available upon request. Many clients receive their funding within 24 hours of approval.

The Non-Recourse Advantage

The most important benefit of legal funding is its non-recourse structure. If your case is unsuccessful, you owe nothing. This removes the settlement pressure that can force injury victims to accept lowball offers out of financial desperation. Instead, your attorney has the leverage to negotiate maximum compensation while you maintain financial stability throughout litigation.



Traditional loans require repayment regardless of outcome. Legal funding aligns the funding company's interests with yours—they want your case to succeed because that's how they get repaid. This approach removes barriers between you and justice, allowing your attorney the time and resources to pursue the full recovery you deserve.

Tennessee Personal Injury Cases That Qualify

Best Call Funding works with injury victims across all major case types. In Tennessee, motor vehicle accidents—including car, motorcycle, truck, and pedestrian injuries—make up the majority of funded cases. We also provide funding for medical malpractice, construction and workplace injuries, wrongful death, dog bites, slip-and-fall and premises liability claims, negligent security, labor law violations, and third-party workers’ compensation cases.



Each case is evaluated individually based on liability clarity, injury severity, defendant insurance coverage, and your attorney's experience. Strong cases with documented injuries and clear liability qualify for more funding. Best Call Funding focuses exclusively on cases we can fund rather than those we cannot, directing all energy toward helping injured Tennesseans access the financial support they need.

Application and Documentation Requirements

Getting started requires minimal effort. Your attorney plays the central role in the process—Best Call Funding coordinates all communication with your legal team to gather necessary case-specific documents efficiently. You'll need your attorney's contact information, basic personal information, case timeline details, and information about the defendant's insurance coverage.



The funding company handles most direct communication with your attorney, so you don't need to worry about coordinating complex documentation yourself. There are no upfront costs, no hidden charges. Application and processing fees are included in your contract and deducted from your settlement if your case succeeds. This means you never pay anything out of pocket during the funding period.

Funding Amounts and How Much You Can Receive

Most Tennessee plaintiffs receive approximately 10% to 15% of their expected settlement value. The exact amount depends on your case's strength, the severity of your injuries, liability clarity, insurance coverage available, and your attorney's assessment. If your case takes longer than expected, costs increase proportionally based on the funding timeline—there are no penalty structures or escalating fees.

If your settlement comes in smaller than expected, your attorney has the authority to negotiate a reduction in the funding amount owed. Best Call Funding also reviews additional funding requests approximately 30 days after previous advances, allowing you to access more funds if your case circumstances change or you face unexpected expenses.

Why Choose Best Call Funding for Tennessee Legal Funding

Best Call Funding brings professional experience and genuine commitment to injury victims. We hold NMLS certification, demonstrating regulatory compliance and commitment to excellence across multiple jurisdictions. This certification means you're working with a company dedicated to safeguarding your interests professionally, ethically, and transparently.

Our three-step approval process is fast and straightforward, with updates within 24 business hours of receiving a complete application. Unlike budget companies that overapprove cases, Best Call Funding carefully evaluates each claim to prevent excessive funding. We stay out of settlement negotiations so you and your attorney keep full control of your case.

Financial Relief During Litigation

Pre-settlement funding addresses the real financial pressure injury victims face. While your case is pending, medical bills continue arriving, rent doesn't wait, insurance premiums come due, and everyday expenses mount. Legal funding provides immediate relief so you don't have to choose between medical treatment and paying bills.

This financial stability also supports your recovery. When you're not consumed by financial stress, you can focus on healing and working with your attorney to build the strongest case. You can pursue necessary medical treatment without worrying about costs. You can reject settlement offers that don't fairly compensate your injuries. You can give your case the time it deserves rather than accepting the first offer out of desperation.

Comparison: Legal Funding vs. Traditional Loans

Legal funding fundamentally differs from traditional loans in every important way. With traditional loans, you must repay regardless of outcome—losing your case doesn't eliminate your debt. Credit checks are required, collateral is demanded, and lenders don't care about your case's merit. With legal funding from Best Call Funding, credit checks don't apply, your case serves as collateral, and approval depends entirely on case strength.

Traditional loans also require monthly payments during the funding period, creating ongoing financial pressure. Legal funding requires no monthly payments—you repay only from settlement proceeds when your case concludes. This distinction is critical for injury victims already struggling financially. You get the breathing room to recover and pursue justice without making payments every month while waiting for settlement.

Getting Started Today

Don't let financial hardship prevent you from pursuing fair compensation. Apply online at Best Call Funding's website or call (844) 676-CASH (2274) for immediate assistance. The process takes minutes, and you'll receive an update within 24 business hours. Our experienced team is ready to guide you through every step with clarity and confidence.



When you apply, have your attorney's contact information ready. That's all you need to begin. Best Call Funding will handle the rest, coordinating directly with your legal team to evaluate your case and get you funded quickly. Your path to financial stability while pursuing justice starts with one simple application.

Frequently Asked Questions