A slip and fall occurs when unsafe property conditions cause injury to a visitor or customer. Property owners, managers, and business operators have a legal duty to maintain reasonably safe premises and warn visitors of known hazards. When they fail in this duty, they bear responsibility for resulting injuries.



Common slip and fall scenarios include wet floors without warning signs, accumulated ice or snow, debris left unattended, poor lighting, broken stairs, defective handrails, and uneven walking surfaces. Each case depends on whether the property owner knew or should have known about the dangerous condition and whether they took reasonable steps to address it.

What Makes a Slip and Fall Civil Case Strong?

Not every slip and fall results in a successful lawsuit, but many do—especially when evidence is solid. Strong cases share common characteristics that funding companies evaluate when reviewing applications.

Clear liability

Your case is strongest when the property owner’s negligence is clear. Evidence like security footage, maintenance records, incident reports, and witness statements helps prove the hazard was known and ignored.

Documented injuries

Strong medical documentation matters. Records, imaging, treatment plans, and specialist evaluations establish injury severity and support higher case value.

Adequate insurance coverage

The defendant must have sufficient liability insurance to pay a settlement. Your attorney confirms coverage limits to ensure recovery is realistic.

Experienced legal representation

Attorneys experienced in premises liability know how to prove negligence and negotiate effectively, leading to stronger, efficient, and prompt resolutions. 

The Financial Burden of Waiting for Settlement

While your slip and fall case is pending, financial pressure mounts relentlessly. Medical treatment costs continue even as you heal. If your injury prevents work, lost wages create an immediate gap. Rent doesn't wait for settlement, utilities must be paid monthly, and insurance premiums come due regardless of case status.

Many slip and fall victims face these consequences:

• Medical bills accumulating faster than you can pay them
• Lost wages from time away from work during recovery and treatment
• Mounting debt from credit cards or personal loans used for survival
• Pressure to accept low settlement offers out of financial desperation
• Delayed or skipped medical treatment due to cost concerns
• Inability to focus on recovery while consumed by financial stress

Insurance companies understand this pressure. They often offer low initial settlements, betting that financial hardship will force you to accept less than fair compensation. Without pre-settlement funding, many plaintiffs accept these inadequate offers simply to survive. This is exactly the problem pre-settlement funding solves.

How Pre-Settlement Funding Bridges the Gap

Pre-settlement funding provides cash upfront to help you stay financially stable while your case moves forward. It’s non-recourse, meaning you only repay if your case succeeds—if you lose or the case is dismissed, you owe nothing. This structure removes pressure to accept low settlement offers and allows your attorney to negotiate from a position of strength.



Best Call Funding offers qualified slip-and-fall plaintiffs advances based on expected settlement value, typically 10% to 15%. The application is simple, approvals are fast—often within one (1) to twenty-four (24) business hours—and funds are usually delivered within twenty-four (24) to forty-eight (48) hours after approval.

What You Can Use Funding For

Pre-settlement funding covers any expenses you face while awaiting settlement. Many plaintiffs use funds for:

• Medical bills and ongoing treatment costs
• Mortgage or rent payments
• Insurance premiums (health, auto, home)
• Utilities and household expenses
• Groceries and daily living costs
• Transportation and vehicle expenses
• Childcare or dependent care
• Debt payments on accumulated credit card balances
• Any other necessary expenses during litigation

The funds are yours to use however you need them. There are no restrictions or special requirements about spending. Best Call Funding understands that financial hardship comes in many forms, and funds should address your specific situation.

The Application Process for Funding

Getting pre-settlement funding is simple and requires minimal effort from you. After a brief online application with basic case details, Best Call Funding works directly with your attorney to gather and review the necessary information. Underwriting is based on case strength—not credit or employment—and most decisions are made within one (1) to twenty-four (24) business hours.

Once approved, you choose how to receive funds. Wire transfers can arrive the same day, while direct deposit typically takes one business day. You’ll only need basic accident details and your attorney’s contact information—Best Call Funding handles the rest with your legal team.

No Upfront Costs—How Fees Work

Pre-settlement funding has no upfront costs or out-of-pocket payments. All fees are built into your contract and only deducted from your settlement if your case succeeds. 

Depending on your attorney’s recommendation, funding may use simple or compound interest. Terms are fully transparent from the start, and your attorney works with Best Call Funding to structure an arrangement that fits your case.

Approval Criteria: What Actually Matters

Best Call Funding evaluates slip-and-fall cases based on factors that predict success—not personal finances. Strong liability evidence, such as security footage, maintenance records, or witness statements, significantly improves approval odds. Clear medical documentation showing injury severity, ongoing treatment, or lasting damage also supports higher case value.

Adequate insurance coverage is essential, as funding depends on realistic recovery potential. Attorney experience matters as well—cases handled by lawyers with strong premises liability backgrounds and proven results are more likely to be approved.

What doesn’t matter:

• Credit score
• Employment or income
• Personal financial situation
• Credit checks or background investigations

Approval is based entirely on case strength, making pre-settlement funding accessible regardless of financial history.

Common Slip and Fall Injuries and Settlement Considerations

Slip-and-fall injuries range from minor to severe, and settlement values vary accordingly. Sprains and minor fractures typically lead to lower settlements, while serious fractures, head injuries, spinal damage, or permanent disabilities can result in significantly higher compensation.



The strongest settlements involve clear liability, solid medical evidence, high medical costs, lost wages, and lasting impact. These factors also guide pre-settlement funding amounts, which usually range from 10% to 15% of the expected settlement—higher for stronger, well-documented cases.

Why Best Call Funding Is For You

Best Call Funding brings over 20 years of combined experience to pre-settlement funding, with deep understanding of slip-and-fall cases and accurate case evaluation. We provide fair funding without overburdening you, hold NMLS certification for professional and ethical compliance, and deliver updates within 24 business hours. We also stay out of settlement negotiations so you and your attorney retain full control.

Moving Forward: Next Steps

Financial pressure shouldn’t force a low settlement. Pre-settlement funding helps you stay stable while pursuing full compensation. Apply online or call (844) 676-CASH (2274) to get an answer within 24 business hours, with funds typically delivered within 24 to 48 hours after approval.

Frequently Asked Questions