Louisiana sees tens of thousands of car accidents each year, from New Orleans’ busy streets to long stretches of I-10 and I-20. Recovering fair compensation can be long and frustrating, especially as insurance companies use delays, lowball offers, and paperwork to pressure victims into accepting less than their case is worth. 

Pre-settlement funding gives you immediate access to a portion of your future settlement, helping you cover daily expenses without rushing into a bad deal.

Louisiana’s Fault-Based System and Why It Matters

Louisiana follows a fault-based system, meaning the at-fault driver’s insurance pays for damages. Its comparative fault rule can reduce your compensation if you’re partially responsible, allowing insurers to minimize payouts. Lawsuit funding provides the financial breathing room needed to let your attorney build a strong case and negotiate fair compensation.

Why Louisiana Car Accident Cases Take So Long

Car accident claims rarely resolve quickly in Louisiana, and there are several reasons for this:

• Ongoing medical treatment – Your attorney must wait until you reach maximum medical improvement (MMI) to calculate full damages.
• Insurance delays – Adjusters drag their feet, request unnecessary documents, or make repeated low offers.
• Court backlogs – Louisiana courts, especially in large parishes like Orleans and East Baton Rouge, face crowded dockets.
• Complex fault issues – Disputes over who caused the accident or how much each driver contributed can add months.
  
  

During all this time, you may be out of work and struggling to make ends meet. Pre-settlement funding bridges that gap, so you can focus on recovery instead of debt.

The Financial Burden of Waiting for Settlement

Car accidents don’t just leave you injured—they often cause financial devastation. In Louisiana, where the cost of living has risen sharply in recent years, missing even a few paychecks can trigger a crisis.

You might face:

• Unpaid rent or mortgage payments
• Mounting medical bills
• Car repairs or replacement costs
• Prescription and physical therapy expenses
• Utility and grocery costs piling up

Insurance companies know this. They use your financial vulnerability to pressure you into settling for less. But with lawsuit funding, you can stay financially stable and allow your attorney to negotiate a settlement that reflects the true value of your injuries and losses.

What Is Pre-Settlement Funding?

Pre-settlement funding—sometimes called lawsuit funding, legal funding, or a cash advance on your case—provides money upfront while your lawsuit is still pending.

Unlike a traditional loan, there are:

• No credit checks
• No employment verification
• No monthly payments

Your approval depends entirely on the strength of your case, not your financial history.

How Lawsuit Funding Works in Louisiana

Getting funding through Best Call Funding is fast, transparent, and easy. Here’s how it works:

Step 1: Apply

You can apply anytime online at bestcallfunding.com or by calling (844) 676-CASH (2274). We’ll ask for basic details about your accident and your attorney’s contact information. The application is easy, takes just minutes, and carries no obligation.

Step 2: Case Review

Our team contacts your attorney directly to review your case—details about the accident, liability, injuries, and expected settlement amount. Because we’ve worked with hundreds of Louisiana attorneys, the process is smooth and efficient.

Step 3: Approval

Within 24 business hours, you’ll receive an update on your application. If approved, you’ll get a clear written offer showing how much funding you qualify for and the terms—no hidden fees or confusing language.

Step 4: Receive Your Money

Once you accept the offer, the funds are sent by direct deposit or check, usually within 24–48 hours. You can use the money however you need—medical expenses, rent, groceries, car repairs, or anything else keeping you afloat.

Step 5: Repayment Only If You Win

When your case settles, the advance and agreed-upon fees are repaid directly from your settlement. If you lose or don’t receive compensation, you owe nothing. That’s what makes pre-settlement funding safe and risk-free.

How Much Funding Can You Receive?

The amount varies depending on your case. We look at:

• Fault clarity – Is the other driver clearly at fault?
• Injury severity – Serious injuries or surgeries usually mean higher settlements.
• Insurance coverage – The at-fault driver’s policy limits affect your potential payout.
• Case progress – The further along your case is, the easier it is to evaluate its value.
  
  

Most Louisiana car accident clients qualify for between $500 and $100,000, depending on need and case strength.

Why Funding Can Increase Your Final Settlement

Lawsuit funding doesn’t just relieve financial stress—it often helps clients win larger settlements. Here’s how:

You Can Reject Low Offers

Without funding, you may feel forced to accept an early, low settlement just to pay bills. With funding, you can afford to wait until your attorney secures a fair offer.

You Can Complete All Medical Treatment

Settling too early—before completing physical therapy, surgery, or follow-up visits—means leaving money on the table. Funding ensures you can finish your treatment before settling.

Your Attorney Gets Time to Build a Strong Case

A strong case needs time—collecting records, getting expert opinions, and documenting every loss. Financial stability lets your attorney do this thoroughly.

You Can Hold Out for Trial

If your case goes to court, funding helps you stay financially secure through the process, giving your attorney more leverage during negotiations.

Why Louisiana Accident Victims Trust Best Call Funding

When dealing with a car accident claim, you need a partner who truly understands Louisiana’s legal system.

Best Call Funding has over 20 years of combined experience working with Louisiana attorneys and clients statewide—from Baton Rouge to Lafayette, Shreveport to New Orleans. We know how local insurance companies operate and how long settlements typically take.

We’re also NMLS-certified, which means we follow strict ethical and transparency standards. There are no hidden fees, no upfront costs, and every agreement is explained in plain language before you sign.

You’ll receive an update within 24 business hours of applying, and most clients receive funds in 24–48 hours after approval.

How to Use Your Lawsuit Funding

There are no restrictions on how you spend your funds. Most clients use the money for:

• Rent or mortgage payments
• Medical bills and ongoing treatment
• Car payments or repairs
• Groceries and daily living costs
• Utilities, phone, and internet bills
• Childcare or transportation costs

The purpose is simple: to help you live normally while your attorney fights for your case.

Take Control of Your Financial Future

If your Louisiana car accident case is taking time, don’t let financial stress push you into a low settlement. Pre-settlement funding from

Best Call Funding gives you the money you need to cover bills, medical expenses, and daily essentials while your attorney works to secure full compensation. You can apply online anytime or speak with a funding specialist, and most clients receive an update within 24 business hours and funds within 24–48 hours.

Car accident lawsuits can take months or even years to resolve, leaving bills and financial pressure mounting. Best Call Funding provides fast, risk-free pre-settlement funding so you can focus on recovery instead of finances. Apply today or contact a specialist to take the next step toward financial stability while your attorney fights for the compensation you deserve.

Frequently Asked Questions