Can I Get an Advance on My Lawsuit? Loans To Protect Your Case
In a variety of cases, pre-settlement funding can help you while your case reaches its conclusion. Bills keep coming—medical expenses, rent, utilities, groceries—and insurance companies often use this financial pressure to push low settlement offers. A lawsuit advance gives you the stability to wait for the full compensation you deserve.
At
Best Call Funding, we provide cash advances on pending settlements nationwide. It’s not a loan. There are no monthly payments, no credit checks, and no risk if your case doesn’t succeed.
Understanding Lawsuit Advances and How They Protect Your Case
A lawsuit advance—also called pre-settlement funding, legal funding, or a lawsuit loan—is money you receive now based on the expected value of your pending personal injury case. Unlike traditional loans, there are no monthly payments, and approval is based on the strength of your case rather than your credit history or financial background.
Why Traditional Loans Don't Work for Lawsuit Plaintiffs
When you're injured and out of work, traditional lending options fall apart quickly. Banks won't give you a personal loan if you have no income. Credit cards charge sky-high interest rates and require monthly payments you can't afford. Payday loans trap you in cycles of debt with predatory terms. Family and friends may not have the resources to help, or you don't want to burden them with your financial problems.
More importantly, traditional loans don't address the core problem: You need money now, but you'll have plenty of money later when your case settles. What you need is an advance on that future settlement—and that's exactly what lawsuit funding provides.
How Lawsuit Advances Differ From Regular Loans
The differences are fundamental:
No monthly payments: You don't make any payments until your case settles. Your budget isn't further strained by loan payments you can't afford.
No credit checks: Your credit score, credit history, and financial background don't matter. Approval is based entirely on your case strength, not your finances.
Tied to your case value: The amount you can receive is based on your expected settlement, ensuring the advance is proportional to what you'll ultimately receive.
These differences make lawsuit advances the only realistic financial option for many injury victims waiting on settlements.
How Lawsuit Advances Protect Your Case Value
Getting a lawsuit advance isn't just about paying your bills—it's a strategic tool that directly protects and often increases your final settlement amount.
Avoid Early Lowball Offers
Insurance companies push quick settlements to pay less than your case is worth, often before you finish treatment or return to work. Early offers may seem large, but usually cover only a fraction of your total damages. A lawsuit advance removes financial pressure, letting your attorney negotiate for full value.
Wait for Maximum Medical Improvement
Settling before reaching maximum medical improvement (MMI) can leave future surgeries, therapy, or permanent disabilities uncompensated. Funding lets you wait until your condition is fully assessed, ensuring your settlement reflects all damages.
Give Your Attorney Time and Maintain Leverage
Personal injury cases take time to build—gathering records, expert opinions, and preparing for trial. Funding removes financial pressure, allowing your attorney to strengthen your case and maintain trial leverage, often resulting in higher settlement offers.
Getting a Lawsuit Advance: The Process at Best Call Funding
If you're wondering, "Can I get an advance on my lawsuit?" here's exactly how the process works with Best Call Funding.
Here’s a shortened version:
Quick Application: Apply online or by phone at 844-676-2274 in minutes with basic info about your accident, injuries, and attorney. There’s no cost or obligation—just see if a lawsuit advance fits your needs.
Case Evaluation: We review your case details, including liability, insurance coverage, and potential settlement value. If you have an attorney, we may coordinate with them to gather necessary information, making the process simple while you focus on recovery.
Fast Approval: Receive an update within 24 business hours and a clear written funding offer—no hidden fees or surprises.
Quick Funding:
Once accepted, funds arrive in 24–48 hours for medical bills, rent, utilities, or other expenses.
Types of Cases That Qualify for Lawsuit Advances
Best Call Funding provides lawsuit advances for a wide range of personal injury cases across the United States.
Common Qualifying Case Types
Motor Vehicle Accidents: Car accidents, truck collisions, motorcycle crashes, pedestrian accidents, and rideshare incidents are among the most common cases funded.
Slip and Fall: Premises liability cases involving unsafe property conditions at commercial or residential properties frequently qualify.
Medical Malpractice: Surgical errors, misdiagnosis, medication mistakes, and birth injuries may qualify, though these cases typically require strong documentation.
Workplace Accidents: Third-party work injury claims beyond standard workers' compensation often qualify for funding.
Wrongful Death: Families pursuing compensation after losing a loved one can receive financial support during lengthy legal processes.
Dog Bites: Animal attack cases with clear liability often qualify for lawsuit advances.
What Makes a Case Qualify
Qualification generally requires an active lawsuit filed or ready to file, representation by a licensed attorney, clear evidence of another party's liability, documented injuries and damages, and available insurance coverage or assets from defendants.
The stronger your case on these factors, the higher the advance amount you may qualify for.
Why Injury Victims Choose Best Call Funding
When you're searching for "can I get an advance on my lawsuit," you'll find many companies offering funding. Here's why injury victims across the U.S. choose Best Call Funding.
Over 20 Years of Combined Experience
Our team has more than two decades of experience in the legal funding industry. We understand personal injury cases, work smoothly with attorneys nationwide, know typical settlement values for different case types, and evaluate cases efficiently based on legal and insurance factors.
This experience means faster approvals and appropriate funding amounts that reflect your case's true value.
NMLS Certification You Can Trust
Best Call Funding holds Nationwide Multistate Licensing System (NMLS) certification, demonstrating our commitment to ethical operations and regulatory compliance. This certification represents the highest standards in the legal funding industry and gives you confidence that you're working with a legitimate, trustworthy company.
Transparent Terms with No Hidden Costs
Every funding agreement is provided in writing with completely clear terms. You'll know exactly what you're receiving, what you'll repay if you win, and all fees before signing anything.
Fast Response and Quick Funding
We know you need help now, not weeks from now. That's why we promise an update within 24 business hours of receiving your application, and most approved applicants receive funding within 24 to 48 hours—addressing urgent financial needs immediately.
Genuine Support Throughout Your Case
We're not a faceless corporation. We're people who genuinely care about helping injury victims during difficult times. Our team treats every client with respect and compassion, stays in touch throughout the process, and answers questions whenever you need help.
Get Your Lawsuit Advance Today
Don’t let financial pressure force you to settle for less than your case is worth. A lawsuit advance can give you fast access to funds—often within 24–48 hours—while we work directly with your attorney. Cover your bills, handle expenses, and focus on healing without stress. Take control of your case and get the financial support you need to wait for the full compensation you deserve.
Apply for your lawsuit advance at Best Call Funding today.
Frequently Asked Questions
Can I really get an advance on my lawsuit?
Yes. If you have an active personal injury lawsuit with attorney representation, clear liability, and documented damages, you likely qualify for a lawsuit advance. Best Call Funding provides cash advances based on your case's expected settlement value, helping you cover expenses while your case is ongoing.
How does Best Call Funding get paid?
When your lawsuit settles or you receive a verdict award, the advance and agreed-upon fees are repaid directly from your settlement proceeds. Your attorney handles this distribution as part of the normal settlement process.
What happens if I lose my case?
Lawsuit advances from Best Call Funding are non-recourse, meaning repayment is tied entirely to your case winning. You have zero repayment obligation if your case is unsuccessful—that's our commitment to protecting you from additional financial risk.
How fast can I get money?
Once approved, funding typically arrives within 24 to 48 hours. We promise to provide an update within 24 business hours of receiving your complete application. The process is designed for speed because we understand you're facing urgent bills and can't afford to wait weeks.
What can I use the lawsuit advance for?
There are no restrictions. Common uses include rent or mortgage payments, medical bills and ongoing treatment, prescription medications, groceries and household necessities, utilities, car payments and transportation, insurance premiums, or any other expenses. The goal is to remove financial pressure so you can wait for full compensation.
Will getting an advance affect my settlement amount?
The advance itself doesn't reduce your settlement—your attorney negotiates based on case merits. However, the advance and fees will be repaid from settlement proceeds, so your net recovery is the settlement minus attorney fees, medical liens, costs, and funding repayment. Many injury victims find that having funding actually increases their final settlement because they're not forced to accept lowball offers out of desperation.
Will my attorney know I'm getting a lawsuit advance?
Yes, we work directly with your attorney as part of the evaluation process. We need your attorney's input to assess your case and determine appropriate funding. Most attorneys are familiar with lawsuit advances and understand they're a legitimate tool helping clients avoid accepting inadequate settlements due to financial pressure.
