Pre-Settlement Funding for Truck Accident Lawsuits - Funding to Ensure Full Value
Truck accidents are far more serious than regular car crashes. When an 18-wheeler or commercial vehicle is involved, injuries are often severe, damages are higher, and legal battles are longer and more complex. You’re not just facing another driver—you’re up against trucking companies, corporate lawyers, and insurers determined to minimize your payout.
These cases can take 18 months to 3 years to settle, leaving victims struggling with medical bills, lost income, and daily expenses. Pre-settlement funding changes that.
Best Call Funding provides cash advances on pending truck accident cases, helping you stay financially stable while your attorney fights for full compensation. You only repay if you win—if you lose, you owe nothing.
Why Truck Accident Cases Require Different Funding Strategies
Truck accident lawsuits are fundamentally different from typical car accident cases, and understanding these differences helps explain why pre-settlement funding is particularly valuable for truck accident victims.
Higher Stakes Mean Longer Battles
Commercial truck accidents often cause catastrophic injuries—spinal damage, brain trauma, fractures, or permanent disabilities—requiring long-term care and major compensation. With potential case values reaching hundreds of thousands or even millions, trucking companies fight aggressively to minimize payouts. They use expert defense teams to delay cases, hoping financial pressure forces victims to settle for less.
Multiple Liable Parties Increase Complexity
Truck accidents can involve multiple responsible parties, including drivers, trucking companies, cargo loaders, maintenance crews, manufacturers, and brokers. Proving liability requires extensive investigation and evidence from multiple sources, which adds time and stress to your case.
Federal Regulations Extend the Process
Trucking cases also involve detailed federal regulations. Attorneys must gather driver logs, maintenance records, ELD and black box data, and company safety histories. Collecting and analyzing this evidence takes months, but it is crucial to proving negligence and securing full compensation.
How Pre-Settlement Funding Protects Your Truck Accident Case Value
Pre-settlement funding isn't just about getting money to pay bills—it's a strategic tool that directly impacts your final settlement amount in truck accident cases.
Reject Early Lowball Offers
Trucking insurers often make quick settlement offers before you know the full extent of your injuries. These may seem large, but usually represent only a fraction of your case’s true value. With pre-settlement funding covering your expenses, you can afford to reject low offers and let your attorney fight for full compensation.
Wait for Maximum Medical Improvement
Settling before you reach maximum medical improvement (MMI) can cost you future compensation for ongoing care or disability. Funding gives you the financial breathing room to wait until doctors fully understand your condition—ensuring your settlement reflects all your damages.
Give Your Attorney Time to Build Your Case
Truck accident cases require experts, investigations, and time. Funding eases the pressure so your attorney can thoroughly prepare—strengthening your case and increasing your chances of a fair, full settlement.
Maintain Leverage Through Trial
Insurance companies raise offers as the trial nears, but only if you can afford to wait. Pre-settlement funding helps you stay financially stable, giving your lawyer the leverage to pursue maximum compensation—even if that means going to trial.
The Pre-Settlement Funding Process for Truck Accident Cases
Getting pre-settlement funding for your truck accident lawsuit is straightforward, even though your case itself may be complex.
Application and Case Evaluation
Apply online or by phone in minutes with basic info about your truck accident, injuries, and attorney. We then contact your attorney to review liability, injury severity, insurance coverage, the number of liable parties, and your attorney’s experience with truck accidents.
Funding Amount
Truck accident cases often qualify for higher funding than car accidents—typically $25,000 to $100,000+—based on expected settlement value, liability strength, and financial needs. We coordinate with your attorney to determine an appropriate amount.
Fast Approval and Funding
We update you within 24 business hours of a complete application, with most approved cases funded within 24–48 hours via direct deposit or check. Funds can cover medical bills, rent, utilities, groceries, and more.
Repayment Only if You Win
You repay only if your case settles or goes to verdict. If you lose, you owe nothing. Our non-recourse funding means your financial risk is protected.
Why Truck Accident Victims Choose Best Call Funding
When you're dealing with a serious truck accident case, you need a funding partner who understands the unique challenges these cases present and can provide the financial support necessary to see your case through to maximum value.
Specialized Understanding of Truck Accident Cases
Our team has over 20 years of combined experience in legal funding, including extensive work with truck accident cases. We understand the complexity of these cases, know typical settlement values based on injury severity and liability factors, recognize the tactics trucking company insurers use to minimize payouts, and work smoothly with attorneys who specialize in truck accident litigation.
This specialized knowledge means we can evaluate your case accurately and provide appropriate funding that reflects the true value of truck accident claims, not just generic personal injury settlements.
NMLS Certification and Ethical Operations
Best Call Funding holds Nationwide Multistate Licensing System (NMLS) certification, demonstrating our commitment to ethical business practices and regulatory compliance. This certification represents the highest standards in the legal funding industry and gives you confidence that you're working with a legitimate, trustworthy company that prioritizes your interests.
Transparent Terms with No Hidden Fees
Every funding agreement is provided in writing with completely transparent terms. You'll know exactly how much you're receiving, what you'll repay if your case wins, and all fees—including application and processing fees—clearly explained in your contract. There are no upfront or out-of-pocket costs, and no hidden charges. What’s in your written agreement is exactly what happens.
Committed Support Throughout Your Case
Truck accident cases can take years to resolve. Throughout that time, we're here to support you. Our team stays in touch, answers questions as they arise, and provides the ongoing support that makes a difficult situation more manageable. We're not just a funding source—we're a partner in helping you get the full compensation you deserve.
Take the Next Step Toward Full Compensation
If you’re facing financial pressure during a truck accident lawsuit, pre-settlement funding can give you the stability to hold out for the full value of your case.
Getting started takes just minutes with no obligation. We review your case with your attorney and provide an update quickly. Once approved, funding is typically delivered within 24–48 hours, giving you immediate relief from financial stress.
Don’t let insurance pressure force you to settle for less than you deserve—apply now and get the funding that lets you wait for full compensation.
Frequently Asked Questions
What makes truck accident funding different from regular car accident funding?
Truck accident cases often involve severe injuries, higher settlements, and longer timelines than regular car crashes. As a result, funding amounts are typically larger—often $25,000 to $100,000+ compared to $5,000 to $25,000 for car accidents. Evaluations also factor in trucking regulations, multiple liable parties, and corporate defendants.
How does Best Call Funding get paid for truck accident cases?
We only get paid if your truck accident case wins. When your lawsuit settles or you receive a verdict award, the funding advance and agreed-upon fees are repaid directly from your settlement proceeds. Your attorney handles this distribution as part of the normal settlement process. If your case doesn't succeed, we don't get paid—meaning we share the financial risk of your case with you throughout the entire legal process.
Do I have to repay the funding if my truck accident case doesn't win?
No. Pre-settlement funding from Best Call Funding is non-recourse, meaning repayment is contingent entirely on your case being won. If your truck accident lawsuit doesn't result in a settlement or you lose at trial, you have zero repayment obligation. You won't owe us anything if your case is unsuccessful—that's our commitment to protecting you from additional financial risk.
How quickly can I receive funding for my truck accident lawsuit?
Once your application is approved, funding typically arrives within 24 to 48 hours. We promise to provide an update within 24 business hours of receiving your complete application. The process is designed for speed because we understand you're facing serious financial pressure and can't afford to wait weeks when bills are due now.
Will getting funding reduce my final truck accident settlement?
No. Your attorney still negotiates your full settlement based on your case’s strength and injuries. The advance and fees are simply repaid from your settlement once it’s resolved. In fact, funding often helps victims secure higher settlements by preventing them from accepting low offers under financial pressure.
Does my credit score matter for truck accident lawsuit funding?
No. Your credit score, credit history, and employment status generally don’t affect eligibility for pre-settlement funding. Approval is based primarily on the strength of your truck accident case—the liability evidence, severity of injuries, available insurance coverage, and expected settlement value.
Can I get additional funding if my truck accident case takes longer than expected?
Yes, in many cases. Truck accident lawsuits often take longer to resolve than initially anticipated due to their complexity. If your case extends beyond initial expectations and you need additional financial support, we can reevaluate your case and potentially provide supplemental funding. Many truck accident victims receive funding in multiple stages as their cases progress through litigation.
Will my Houston attorney know I'm getting pre-settlement funding?
Yes, we work directly with your attorney as part of the application and evaluation process. We need your attorney's input to assess your case and determine appropriate funding. Most Houston attorneys are very familiar with pre-settlement funding and understand it's a legitimate financial tool that helps clients avoid accepting inadequate settlements due to financial pressure.
